Understand Your Debt. Protect Your Assets.

Your Fortify Exposure Score™ reveals your real risk of creditor escalation and asset vulnerability — instantly and without affecting your credit. Start with clarity, then choose the level of protection that fits your situation.

100% Confidential • Plan Levels for Every Situation
Legal-Support Ready • Human & AI-Driven Risk Modeling

NO CREDIT IMPACT

SECURE & ENCRYPTED

HUMAN GUIDED OR DIY PLANS

BUILT FOR COMPLEX SITUATIONS

Your finances are unique.
Your protection plan should be too.

The debt system is rigged against you. But you still have legal options.

The debt system is rigged against you.
But you still have
legal options.

Your free Assessment delivers your Fortify Exposure Score immediately.

Your Fortify Protection Plan (paid plans) arrives within 24 hours.

Your free Assessment delivers your Fortify Exposure Score immediately.

Your Fortify Protection Plan (paid plans) arrives within 24 hours.

1

Assess

Complete the 5-step assessment and get your Fortify Exposure Score and full risk profile instantly.

1

Assess

Complete the 5-step assessment and get your Fortify Exposure Score and full risk profile instantly.

1

Assess

Complete the 5-step assessment and get your Fortify Exposure Score and full risk profile instantly.

2

Review

See your recommended plan based on your debt, assets, state protections, and creditor behaviors.

2

Review

See your recommended plan based on your debt, assets, state protections, and creditor behaviors.

2

Review

Know what to move. Know when to negotiate. Know how to rebuild with confidence.

3

Fortify

Get monitoring, escalation alerts, and—on Guided—your 24-hour Protection Plan.

3

Fortify

Get monitoring, escalation alerts, and—on Guided—your 24-hour Protection Plan.

3

Fortify

Build step-by-step, a compliant asset protection plan, no gimmicks, no offshore schemes

4

Support

If needed, we prepare your case file and connect you with vetted attorneys for support.

4

Support

If needed, we prepare your case file and connect you with vetted attorneys for support.

4

Support

Know what to move. Know when to negotiate. Know how to rebuild with confidence.

Instant results. No credit impact to assess. Plans available for ongoing monitoring and protection.

Instant results. No credit impact to assess. Plans available for ongoing monitoring and protection.

Who we help protect?

Who we help protect?

When money gets tight but your assets still matter, Fortify helps you understand your debt exposure, protect your property and income, and stay ahead of escalation before problems grow.

When money gets tight but your assets still matter, Fortify helps you understand your debt exposure, protect your property and income, and stay ahead of escalation before problems grow.

Entrepreneurs & Business Owners

Facing lawsuits, judgments, or personal guarantees affecting both business and personal assets.

Entrepreneurs & Business Owners

Facing lawsuits, judgments, or personal guarantees affecting both business and personal assets.

Real Estate Investors

Navigating liens, managing distressed financing, HELOC pressure, foreclosure threats, or title complications.

Real Estate Investors

Navigating liens, managing distressed financing, HELOC pressure, foreclosure threats, or title complications.

Professionals, Retirees & Families

Focused on preserving assets, stabilizing income, and managing debt before it becomes a problem.

Professionals, Retirees & Families

Focused on preserving assets, stabilizing income, and managing debt before it becomes a problem.

Homeowners With Equity at Risk

Protecting property, equity, and family stability from debt and escalating creditor actions.

Homeowners With Equity at Risk

Protecting property, equity, and family stability from debt and escalating creditor actions.

Choose the level of protection that fits your situation.

The debt system is rigged against you. But you still have legal options.

The debt system is rigged against you.
But you still have
legal options.

Your Exposure Score is instant. Your Fortify Protection Plan arrives within 24 hours on all paid plans.

Your Exposure Score is instant. Your Fortify Protection Plan arrives within 24 hours on all paid plans.

Free DIY Assessment & Tools

Get clarity. Understand your exposure. Explore your options and decide what to do next.

$0

Instant Fortify Exposure Score

Debt + asset overview

Risk category (Low → Severe)

“What to Expect” timeline

One-time credit preview

Starter DIY toolkit

Upgrade path to monitoring

Free DIY Assessment & Tools

Get clarity. Understand your exposure. Explore your options and decide what to do next.

$0

Instant Fortify Exposure Score

Debt + asset overview

Risk category (Low → Severe)

“What to Expect” timeline

One-time credit preview

Starter DIY toolkit

Upgrade path to monitoring

Free DIY Assessment & Tools

Get clarity. Understand your exposure. Explore your options and decide what to do next.

$0

Instant Fortify Exposure Score

Debt + asset overview

Risk category (Low → Severe)

“What to Expect” timeline

One-time credit preview

Starter DIY toolkit

Upgrade path to monitoring

POPULAR

Automated Monitoring

Automated threat detection and real-time financial risk monitoring. No Advisor required.

$ 39

/ MONTHLY

Automated risk forecast refresh

Monthly soft credit pulls

Monthly Updated Action Steps

Full DIY Toolkit Library

Real-time SMS & Email Alerts

Monitoring Dashboard unlocked

Cancel anytime

POPULAR

Automated Monitoring

Automated threat detection and real-time financial risk monitoring. No Advisor required.

$ 39

/ MONTHLY

Automated risk forecast refresh

Monthly soft credit pulls

Monthly Updated Action Steps

Full DIY Toolkit Library

Real-time SMS & Email Alerts

Monitoring Dashboard unlocked

Cancel anytime

POPULAR

Automated Monitoring

Automated threat detection and real-time financial risk monitoring. No Advisor required.

$ 39

/ MONTHLY

Automated risk forecast refresh

Monthly soft credit pulls

Monthly Updated Action Steps

Full DIY Toolkit Library

Real-time SMS & Email Alerts

Monitoring Dashboard unlocked

Cancel anytime

Human Guided Protection

Work one-on-one with a Fortify™ Crisis Navigator and move through the process confidently.

$149

/ MONTHLY

Everything in Automated, plus

Deep situation analysis

Negotiation preparation tools

Asset exposure education

Business risk overview

Hardship narrative preparation

Priority support

Human Guided Protection

Work one-on-one with a Fortify™ Crisis Navigator and move through the process confidently.

$149

/ MONTHLY

Everything in Automated, plus

Deep situation analysis

Negotiation preparation tools

Asset exposure education

Business risk overview

Hardship narrative preparation

Priority support

Human Guided Protection

Work one-on-one with a Fortify™ Crisis Navigator and move through the process confidently.

$149

/ MONTHLY

Everything in Automated, plus

Deep situation analysis

Negotiation preparation tools

Asset exposure education

Business risk overview

Hardship narrative preparation

Priority support

Attorney Referral: Free

Attorney Case
Prep & Referral

Attorney Fees: Paid directly to your attorney

$40

starting from

Attorney-ready case dossier

Timeline + risk summary

Document organization

Legal-issue flagging

Warm introduction to vetted attorneys in the right specialty

Optional Case Manager support

Attorney Referral: Free

Attorney Case
Prep & Referral

Attorney Fees: Paid directly to your attorney

$40

starting from

Attorney-ready case dossier

Timeline + risk summary

Document organization

Legal-issue flagging

Warm introduction to vetted attorneys in the right specialty

Optional Case Manager support

Attorney Referral: Free

Attorney Case
Prep & Referral

Attorney Fees: Paid directly to your attorney

$40

starting from

Attorney-ready case dossier

Timeline + risk summary

Document organization

Legal-issue flagging

Warm introduction to vetted attorneys in the right specialty

Optional Case Manager support

  • Instant Exposure Score

    No Credit Impact

    100% Confidential & Encrypted

    Legally Compliant Consumer Guidance

    Action Steps Delivered Within 24 Hours

    Attorney-Ready When Needed

    You Stay in Control

    Built by People Who’ve Been There

The smarter alternative to bankruptcy or debt settlement

The smarter alternative to bankruptcy or debt settlement

We blend financial analysis, legal insight, and AI modeling to show you exactly how to preserve what's left and rebuild stronger.

We blend financial analysis, legal insight, and AI modeling to show you exactly how to preserve what's left and rebuild stronger.

HOW IT USED TO BE

The old way

Jump to bankruptcy too early

Get trapped in consolidation programs

Make risky moves without guidance

Wait until creditors escalate

HOW IT USED TO BE

The old way

Jump to bankruptcy too early

Get trapped in consolidation programs

Make risky moves without guidance

Wait until creditors escalate

HOW IT WILL BE

The Fortify Way

Understand your debt exposure and escalation risk

Get a step-by-step plan tailored to your situation

Get a step-by-step plan tailored to your situation

Stay ahead with monitoring, alerts, and guidance

HOW IT WILL BE

The Fortify Way

Understand your debt exposure and escalation risk

Get a step-by-step plan tailored to your situation

Get a step-by-step plan tailored to your situation

Stay ahead with monitoring, alerts, and guidance

Real Stories.
Real Protection.

Real Stories.
Real Protection.

Real people, real challenges — and real results. These stories show how the right plan can turn uncertainty into confidence.

Real people, real challenges — and real results. These stories show how the right plan can turn uncertainty into confidence.

  • FORTIFY

    CONTACT

Common Questions About Fortify and Your Plan Options

What does the free assessment include?

Your free assessment delivers your Debt Exposure Score, identifies which creditors are most likely to escalate, and shows how your assets align with state-level protections. You'll get an instant snapshot of your risk — no credit impact and no obligation to upgrade.

What’s included with Monitoring?

Monitoring adds monthly soft-pull credit updates, creditor-specific escalation forecasting, score and delinquency alerts, and early-warning signals when risk increases. Monitoring helps you stay ahead of lawsuits, garnishments, and aggressive collections. Soft inquiries never affect your credit score.

What do I get with Guided Protection?

Guided Protection includes everything in Monitoring plus a personalized, step-by-step Fortify Protection Plan prepared within 24 hours. This includes sequenced actions, communication scripts, account-by-account risk notes, and guidance tailored to your situation. A Fortify Navigator reviews your data and helps you implement the plan over time.

Does Fortify provide legal advice?

No. Fortify provides educational, attorney-ready protection planning, not legal services. If your situation requires legal action, we organize your information, prepare a clean case file, and connect you with vetted, independent attorneys who can advise you directly.

Will using Fortify hurt my credit?

No. The assessment has no credit check. Monitoring uses soft inquiries only, which have zero impact on your score and never appear to lenders. You stay in full control of your data and can pause or cancel monitoring at any time.

Do I need Fortify if I’m considering bankruptcy or settlements?

Yes — Fortify is valuable even if you’re considering bankruptcy or settlement, because it shows your real exposure before you make a major decision. Fortify helps you understand whether your creditors are likely to escalate, which of your assets are actually protected under state law, and the risks and timing involved if you wait. It also outlines the practical, non-bankruptcy strategies that may still be available to you. Many clients use Fortify to make a more informed choice — or to avoid unnecessary financial damage by acting sooner.

  • FORTIFY

    CONTACT

Common Questions About Fortify and Your Plan Options

What does the free assessment include?

Your free assessment delivers your Debt Exposure Score, identifies which creditors are most likely to escalate, and shows how your assets align with state-level protections. You'll get an instant snapshot of your risk — no credit impact and no obligation to upgrade.

What’s included with Monitoring?

Monitoring adds monthly soft-pull credit updates, creditor-specific escalation forecasting, score and delinquency alerts, and early-warning signals when risk increases. Monitoring helps you stay ahead of lawsuits, garnishments, and aggressive collections. Soft inquiries never affect your credit score.

What do I get with Guided Protection?

Guided Protection includes everything in Monitoring plus a personalized, step-by-step Fortify Protection Plan prepared within 24 hours. This includes sequenced actions, communication scripts, account-by-account risk notes, and guidance tailored to your situation. A Fortify Navigator reviews your data and helps you implement the plan over time.

Does Fortify provide legal advice?

No. Fortify provides educational, attorney-ready protection planning, not legal services. If your situation requires legal action, we organize your information, prepare a clean case file, and connect you with vetted, independent attorneys who can advise you directly.

Will using Fortify hurt my credit?

No. The assessment has no credit check. Monitoring uses soft inquiries only, which have zero impact on your score and never appear to lenders. You stay in full control of your data and can pause or cancel monitoring at any time.

Do I need Fortify if I’m considering bankruptcy or settlements?

Yes — Fortify is valuable even if you’re considering bankruptcy or settlement, because it shows your real exposure before you make a major decision. Fortify helps you understand whether your creditors are likely to escalate, which of your assets are actually protected under state law, and the risks and timing involved if you wait. It also outlines the practical, non-bankruptcy strategies that may still be available to you. Many clients use Fortify to make a more informed choice — or to avoid unnecessary financial damage by acting sooner.

  • FORTIFY

    CONTACT

Common Questions About Fortify and Your Plan Options

What does the free assessment include?

Your free assessment delivers your Debt Exposure Score, identifies which creditors are most likely to escalate, and shows how your assets align with state-level protections. You'll get an instant snapshot of your risk — no credit impact and no obligation to upgrade.

What’s included with Monitoring?

Monitoring adds monthly soft-pull credit updates, creditor-specific escalation forecasting, score and delinquency alerts, and early-warning signals when risk increases. Monitoring helps you stay ahead of lawsuits, garnishments, and aggressive collections. Soft inquiries never affect your credit score.

What do I get with Guided Protection?

Guided Protection includes everything in Monitoring plus a personalized, step-by-step Fortify Protection Plan prepared within 24 hours. This includes sequenced actions, communication scripts, account-by-account risk notes, and guidance tailored to your situation. A Fortify Navigator reviews your data and helps you implement the plan over time.

Does Fortify provide legal advice?

No. Fortify provides educational, attorney-ready protection planning, not legal services. If your situation requires legal action, we organize your information, prepare a clean case file, and connect you with vetted, independent attorneys who can advise you directly.

Will using Fortify hurt my credit?

No. The assessment has no credit check. Monitoring uses soft inquiries only, which have zero impact on your score and never appear to lenders. You stay in full control of your data and can pause or cancel monitoring at any time.

Do I need Fortify if I’m considering bankruptcy or settlements?

Yes — Fortify is valuable even if you’re considering bankruptcy or settlement, because it shows your real exposure before you make a major decision. Fortify helps you understand whether your creditors are likely to escalate, which of your assets are actually protected under state law, and the risks and timing involved if you wait. It also outlines the practical, non-bankruptcy strategies that may still be available to you. Many clients use Fortify to make a more informed choice — or to avoid unnecessary financial damage by acting sooner.

Get your Fortify Exposure Score instantly and see your safest path forward.

Fortify

Fortify is a financial risk-monitoring SaaS platform and does not offer legal advice.

We provide debt-exposure analysis, asset-risk insights, and structured monitoring, and connect users with independent professionals when legal assistance is appropriate.

© 2025 Fortify™ · All Rights Reserved.

Get your Fortify Exposure Score instantly and see your safest path forward.

Fortify

Fortify is a financial risk-monitoring SaaS platform and does not offer legal advice.

We provide debt-exposure analysis, asset-risk insights, and structured monitoring, and connect users with independent professionals when legal assistance is appropriate.

© 2025 Fortify™ · All Rights Reserved.

Get your Fortify Exposure Score instantly and see your safest path forward.

Fortify

Fortify is a financial risk-monitoring SaaS platform and does not offer legal advice.

We provide debt-exposure analysis, asset-risk insights, and structured monitoring, and connect users with independent professionals when legal assistance is appropriate.

© 2025 Fortify™ · All Rights Reserved.